CCB Payment Dates for 2025: When will you get upto $648 in January?

The Canadian government offers the Canada Child benefit to eligible households with dependent children to support them in raising them well with the rising cost of living. Many families in Canada receive this benefit and give a proper life to their children.

With the 2025 year just a few days away, many parents or individuals who receive the CCB must be wondering about the 2025 payment dates. The CRA has announced the 2025 CCB payment schedule, Canadians can check the full schedule here.

CCB Payment Dates for 2025

The Canadian government offers the Canada Child benefit for eligible families to ensure they have their child cost covered and provide the essentials they need for their child’s upbringing. With the rising cost of living, the parents or guardians can have difficulty in covering the education, nutritious food, and other necessities for their child, with CCB the parents get the needed support.

The CCB’s monthly payment is tax-free, supporting families and helping them lower their financial burdens. The CCB recipients will generally make the payment on the 20th of each month, however, if the due date falls on a weekend or public holiday, the recipients can expect the payment early on the nearest business day.

Based on the CRA payment rules for CCB and payment schedule, the CCB recipients can check the full schedule for 2025 below:

Payment Month	CCB Payment Dates
January	20 Jan 2025
February	20 Feb 2025
March	20 Mar 2025
April	17 April 2025
May	20 May 2025
June	20 June 2025
July	18 July 2025
August	20 Aug 2025
September	19 Sep 2025
October	20 Oct 2025
November	20 Nov 2025
December	12 Dec 2025

Important Note: Canadians whose annual Child Benefit payment is lower than $240, will not receive the monthly assistance, instead they will receive the lump sum payment in July 2025.

How much will you receive through CCB for 2025?

The Canada Revenue Agency calculates the CCB payments regularly in July based on the adjusted net family income of the previous years and the cost of living. The families get the Child benefit payment based on their family income in July, hence the CCB benefit for 2025 may vary for the recipients.

The annual recalculation till June 2025 is done based on the 2023 adjusted family net income. Hence, the CCB payment may vary depending on your family income, the maximum payment you can expect annually is $7787 for a child under the age of 6. Based on the July 2024, calculation the CCB recipients can expect the following maximum CCB payments based on child age:

Child age	Monthly Payment	Annual Payment
Children under 6 years of age	$648.91 for each child	$7787
Aged between 6 and 17 years	$547.50 for each child	$6570

The monthly amount for the recipients is determined based on your previous year’s tax return; some Canadians who live in provinces or territories that offer additional assistance, such as Alberta, Ontario, Manitoba, etc. can expect additional payments with their CCB payments.

Apart from these, the Child benefit recipients can also get the disability tax credit, when you qualify for the child disability benefits. According to the government adjustment, the parents can expect the $276.83 monthly payment ($3322 annual payment) for each child suffering from disability and entitled to receive the disability tax credit.

What are the eligibility criteria for CCB? 

Canadians who meet the following eligibility conditions set for the Canada Child Benefit can claim and receive the monthly financial assistance:

• You are a permanent Canadian resident who has citizenship and pays taxes.
• You have a child living with you who is under 18 years of age.
• Among your common-law partner, or spouse and you, any of you must be a permanent resident, hold Canadian citizenship, be a protected person, an Individual registered under the Indian Act, or a temporary resident living in Canada for the past 18 months and have the permit in the 19th month to live in other states.
• You can receive the CCB for the child you care for and live with you when the child has a close relationship with you as long as the Children’s Special allowance is not payable to you for the child you have applied for the CCB.

When can one apply for the CCB payments?

According to the CCB rules, Canadians can apply for the benefit when they meet the eligibility and in the following situations:

• When your child is born through birth registartion;
• When you got the custody of child or shared the custody of the child;
• When a child comes to live with you when he/she comes to live with you after a temporary period or due to some other circumstances;
• Remember, if the child was living with you for more than 11 months, you may need to present the additional documents to the agency.

How to claim the CCB payments? 

Canadians who haven’t applied for the CCB financial assistance but meet the eligibility and wish to receive the benefit can follow the following ways to claim the benefit:

• Parents who wish to apply for the benefit just after the child is born can apply for the benefit through birth registartion with your Social Insurance Number.
• Canadian families can apply for CCB through online MyAccount, where they can find the Benefits and Credits and add the child’s information with other details to submit the application. You may need to upload the relevant documents for childbirth proof and other evidence, so do check before completing the application.
• If you cannot apply online, you can send the CCB application through Mail. You need to first download or get the form RC66 form from the nearest CRA office attach the relevant documents and mail the form to your province or territory-based tax center address, which you can find here: https://www.canada.ca/en/revenue-agency/services/child-family-benefits/address-tax-centre-mail-your-forms.html

The Canada Revenue Agency has released the full schedule of CCB 2025 payments, the CCB recipients who receive this benefit or Canadians who will apply now can mark the payment dates to plan their finances.