IRS Refund Payout Date 2025: Direct Deposit & Paper Check Release Date!

The refund payout date for the tax year 2024 can be checked by checking the e-filing status using the ‘Where’s My Refund?’ tool or IRS2Go, mobile application. According to the Internal Revenue Service, 90% of the refunds which are e-filed electronically are received within 21 days.

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IRS Refund Payout Date 2025

The Internal Revenue Service will start accepting the refund for January 21, 2025, for tax year 2024, it is expected that the direct deposit for early filers is likely to be received by 31st of the same month. Taxpayers who will have opted for the payment method as a paper check will get the payout most probably in the first week of February 2025.

If you have electronically filed your tax return for tax year 2024 and haven’t claimed the Additional Child Tax Credit or Earned Income Tax Credit, you may check the estimated refund schedule by going through the tabulated data. In the table below, we shared the estimated date for the release of the refund via direct deposit and paper check based on your tax refund status.

Refund Accepted Direct Deposit Sent / Paper Check Mailed
January 21 January 28
January 25 February 1
January 29 February 5
February 2 February 9
February 6 February 13
February 10 February 17
February 14 February 21
February 18 February 25
February 22 February 29
February 26 March 4
March 1 March 8
March 5 March 12
March 9 March 16
March 13 March 20
March 17 March 24

Following the release of the direct deposit, it takes upto 72 hours to be received in the bank account, incase of any technical issue, there may be a delay upto 5 to 7 days. Once the paper checks are mailed, it takes appropriately 2 weeks to be received in the mailbox, if you belong to any remote area, your waiting time can be upto 3 weeks.

What if I also have claimed ACTC/EITC?

Taxpayers who will also claim the Additional Child Tax Credit or Earned Income Tax Credit in their refund for tax year are most likely to receive the direct deposit by February 27. There will be a delay in receiving the tax credit refunds because of the PATH Act. Actually, this law stops the IRS from processing any EITC/ACTC refund before February 15.

The Internal Revenue Service will start processing the tax credit refunds from February 17, so it is expected that the direct deposit and paper for initial e-filers will be released by 24th of the same month. As it takes upto 72 hours to be received in the bank account, so the payment will be received on February 27. As usual, the paper check will be received within 2 to 3 weeks.

The estimated schedule for EITC/ACTC refund is available below, go though the tabulated data to check the expected date for release of direct deposit or paper check.

EITC/ACTC Refund Accepted Direct Deposit Sent / Paper Check Mailed 
February 17 February 24
February 21 February 28
February 25 March 4
February 27 March 6
March 2 March 9
March 6 March 13
March 9 March 16
March 11 March 18
March 13 March 20
March 16 March 23
March 18 March 25
March 20 March 27
March 23 March 30
March 25 April 1
March 27 April 3

How can I know the exact date to receive the tax refund?

There is no way to know the exact date to get the refund via direct deposit or paper check, but you can check the exact date of direct deposit released and paper check mailed; if your tax refund for tax year 2024 has been accepted by the Internal Revenue Service.

To know the exact date of refund release, you are required to check your filing status using the ‘Where’s My Refund?’ toll or IRS2Go mobile application. If your tax return has been accepted by the IRS, you will get to know the date on which your direct deposit or paper check will be released.

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